How can I transfer money from my Ferry account instantly?

With Instant Transfers, you can send money from one debit card to another with little to no processing time. Note: if you choose this option, you will pay a fee of 1.75% of the total amount (up to $25).

For instant transfers, you will need to connect a debit card during the transfer process.

Initiating the transfer:

  1. Login to your Ferry account
  2. Click “Move Money” on the bottom of your screen
  3. Enter the amount you wish to transfer
  4. Select "Instant" as your Transfer Speed
  5. Click "Select Destination" to view your linked external accounts for the transfer

To add a debit card as an instant transfer destination: 

  1. Click "Add" button on New Destination line
  2. Select "Debit Card" as your account type
  3. Review the Terms of Service and Privacy Policy before clicking "Authorize"
  4. Enter phone number and click “Continue”
  5. Enter the 6 digit code sent to the phone number
  6. Click “Connect New Debit Card”
  7. Enter the Name, Card number, Expiration date, and CVV on the card
  8. Enter the billing address associated with the debit card
  9. Click “Submit” button. A confirmation should appear at the top of the page when the debit card is linked
  10. Click “Continue to Ferry Pay Inc.”


You can now select the new debit card as the destination for your instant transfer. Simply review the details and confirm to receive your funds instantly.

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