When making a purchase with your Ferry card, you may be asked to choose debit or credit at checkout.
- Debit: Requires your PIN for authorization. The funds are immediately withdrawn from your account.
- Credit: Authorized with your signature instead of your PIN. The transaction may take slightly longer to process, but the funds are still deducted from your balance.
Both options are processed using the Visa network, and you can earn Cash Back on eligible purchases either way.